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Ethos Life
TruStage Accidental Death Benefit Rider
Accidental Death Benefit Rider

Accidental Death Benefit Rider

This article covers information about TruStage's Accidental Death Benefit Rider

What is the Accidental Death Benefit Rider?
How do the premiums and benefits work for this rider?
How long does this rider provide coverage?
Can I purchase this rider on its own?
Does the rider stay active if my base policy ends?
Why are we offering an Accidental Death Benefit Rider?
How does this rider improve the customer experience?
Do I need additional underwriting to add the Accidental Death Benefit Rider?
Who can purchase this rider?
How are premiums calculated for this rider?
When does this rider coverage end?
Is there a limit to how much accidental death coverage I can add?
Can I make advance premium payments for this rider?
Does this rider build cash value?
Are dividends paid on this rider?
How will I pay for the Accidental Death Benefit Rider?
Will the rider be billed on the same schedule as my policy?
Are there discounts or extra charges based on how often I pay?
Can I choose my draft date for payments?
When is an Accidental Death Benefit paid?
How is the Accidental Death Benefit amount paid?
Are there situations where the Accidental Death Benefit would not be paid?
Can I add this rider to my policy later?
What are the age requirements to apply for these products?

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